How Can I Print My Own Checks?

One of the most common reasons why the question "how can i print my own checks?" arises is because not all checking account holders use the same amount of bank checks. Those who use them sparingly definitely would want to save some money by being able to print their own checks rather than be forced to order a whole bunch. The important thing to consider is that it is done correctly to ensure that savings not only in time, but with money as well are preserved. When planning to print your own checks, follow these simple steps. Decide on the appropriate size and material. The initial consideration on addressing the … [Read more...]

12 Parts Of A Check

Majority of Americans who have an existing checking account are not really quite aware about the different parts of a check. This means that either they are not fully aware or they just do not bother to find out what these parts are. Knowing the various parts actually can help checking account holders to properly read and understand how the bank checks are formatted. Comprehending the individual parts can also be useful in ensuring that all transactions are properly completed. The various parts of bank checks that you need to be familiar with are: Check Number This portion is placed on the bank check for easy … [Read more...]

8 Reasons To Find Online Shopping Coupons

There is no question that there is a direct correlation between the birth of the Internet and the introduction of online shopping coupons. The sudden surge in popularity and demand of these coupons can be seen in the various online stores that have come into existence quite recently. Their viability is justified by the way how many mainstream commercial establishments have used these types of coupons to implement their online presence. In an economy where every dollar can make a difference, there is no question that any type of savings should be closely scrutinized and considered. Some of the reasons that online shoppers … [Read more...]

6 Options For Endorsing Checks

Banking institutions require recipients of checks to endorse the bank note before it is cashed or deposited to their account, which is why it is important to know the different options for endorsing checks. By definition, a check endorsement refers to the placement of the signature in the front or back of a bank check as a form of acknowledgement from both parties that an agreement for the exchange of a specific amount has been reached. The options for endorsing checks allows the checking account holder to limit who is qualified to receive the specific amount in the bank check or how the amount can be disbursed by the … [Read more...]

You are the Boss of You

Life could be wonderful if people learned to take responsibility for themselves and to stop blaming others and using lame excuses for all the ills that befall them. There are so many opportunities available today to be taken advantage of that weren't there just a few years ago. For example if furthering one's education could mean access to a better job but you can't take the time to attend a school environment, then online classes might be just what the doctor ordered for you. Search your own personality if it seems you can't get along with others. Do you expect from others more than you are willing to give? The old saying … [Read more...]

How to Stop Procrastinating and Start Saving

Times are hard right now. Medical costs are sky-rocketing, jobs are uncertain, and the foreclosure rate is at an all-time high. Now, more than ever, you need a savings account as a safety-net to catch you during financial emergencies. With Social Security and Medicare on the rocks, you should be saving for retirement, too. You know saving is the right thing to do, so why is it so hard to get started? Prioritize If you're like most people, you have the best intentions when it comes to savings. As soon as that extra money shows up, you know you'll put it straight into the bank. The problem is, extra money never seems to show … [Read more...]

How to Negotiate a Salary Raise

Believe it or not, bosses aren't known for playing fast and loose with their company coffers. That's why, even if you are the most valuable employee on your company staff you will, especially in these tough economic times, need to do more to negotiate a salary increase than perhaps at other time. You might also need to initiate the process of prying a raise from your company. It's not encouraging to know that according to a recent national survey, the average raise given to employees by their employer is 2-3 percent. This is easily eaten by inflation, and thus is beyond the scope of this article. Instead, this article is … [Read more...]

Are Travelers Cheques on a Terminal Decline?

In this technologically advanced age, people are increasingly making use of debit and credit cards to take care of travel expenses instead of relying on traveler’s cheques. With greater ease of access and security to electronic money, traveler’s cheques no longer provide the same ease and security they once did, hence their decline. While their use may be declining, traveler’s cheques are by no means extinct. The reason for this is that there are times when nothing but cash will do and traveler’s cheques are the only answer. Traveler Cheques Background A traveler’s cheque is the same as carrying cash that is protected in case … [Read more...]

7 Tips to Improve Your Credit Score

People are having more problems than ever with their credit scores not just because of the economy – though that has a lion’s share portion in the blame for the trouble – but also because of past debt and difficulties with repayment. Having a bad credit score is frustrating, even frightening at times. There are many quick fixes being advertised now, but what they don’t tell you is that these are extremely likely to backfire and make bad credit even worse. Improving your credit score takes a bit of time, but it is possible with a few things that should be kept in mind. Watch Your Credit Report Repairing your credit score … [Read more...]

Should Personal Finance Be Taught At School?

Not all that long ago, if a young person wanted spending money, he would find a paper route or a part time job and earn the spending money he desired. His parents were working hard to support the family, and extra money was not available for his wants. He would learn to manage his money by making poor choices that were not all that costly. His money management habits were developed with his own money while he lived in the confines of his parents home. In the twenty-first century, parents provide substantial sums of money to their teens because jobs are scarce, and the students have academic and extracurricular activities … [Read more...]