I just read a blog post about becoming a full time blogger interestingly the writer in fact used the skills gained in setting up advertising for her blog to start a business which makes much more money that the actual blog produces.  A few people commenting on the closed world of personal finance bloggers, where they comment on each others blogs and generally go round in a bit of a circle. If that helps them come up with great content, then that is fine by me. Some people outside the circle are going to get pulled in. Maybe they will even improve their finances! … [Read more...]

When traveling overseas, it is a good idea to know how to bring your finances with you. There are quite a few expenses you can incur while away from home: some expected and others unexpected. Regardless of what kind of expenses you have on the trip, you will need some means of money in order to pay for them. What is the best method of bringing your money overseas with you? Let’s take a look at some of the most popular methods. Pre-Paid Debit Cards Visa offers a pre-paid debit card that you can purchase before you begin your travels. You put the exact of money you think you will need on the card. Currency conversions are … [Read more...]

Having a credit card in your wallet may seem like a simple, modern convenience, but it is important to understand that having a card is a great responsibility finance-wise. This is particularly true if you tend to use it in situations where you do not have the money to offset the purchases made with your credit card. When you are in this kind of situation, it can be difficult to manage having a credit card without ending up in a financial mire. Many credit card owners struggle to balance using their cards for necessities and the reality of their budget, trying to avoid getting into considerable debt. Having a credit card does … [Read more...]

I’m going to get more serious on this blog now. I have some thoughts on the US debt problem that could save the day for the US – well not really, but I do have some thoughts. I have been following the situation quite closely and I have to say I’m hopeful that a deal has been reached, but does it just put off the day when bills cannot be paid? I also am getting together some practical tips to save a few dollars. And, more to my liking, some ways to earn more income. If your yearly after tax income is 50000 and your expenses are 50000 it can be difficult to save 10000 in expenditure. However one skilled move can add … [Read more...]

Trying posting from my PC using Windows Live Writer.   So This is a test really.   Back to normal programming soon… … [Read more...]

Welcome to my new personal finance blog. … [Read more...]