Personal Check Formats - How to Decide on The Format for You


When you think of your personal checking account you might think of the decision that you have to make on what style to pick out for a background. Other decisions that you need to make are the format of your checks. Check printing companies offer many Personal Check Formats when you get your checks printed. Even when you order cheap checks you will have a wide choice of formats.

Wallet checks - single (generally 125) or duplicate (normally 100) checks in a top tear format.
Duplicate Checks - a carbonless copy paper per check provides an automatic copy of the checks as they are written. Useful if you never get around to updating your check register. You can look through the copies and catch up.
Top Tear Checks - the checks are attached to the checkbook at the top and are torn at the top. These are the normal style of checks, available in single or duplicate styles.
Top Stub Checks - top tear checks that leave a record stub for writing transaction details. The stub information can replace a check register or be an aid in filling out the check register.
Side Tear Checks - the checks are torn from the left of the checkbook. Some people find the shorter tear length makes this type of check easier to tear off.
End Stub Checks - side tear checks that leave a record stub. This style of check is the one I actually like most myself, however they are not so easy to find from major check suppliers.
Single Checks - wallet checks that do not have duplicates. These could be side tear or top tear.
Desk-Set Checks - These checks are printed three to a page and can be placed in a binder for easy reference. Not designed for portability, but for use, as the name implies, at a desk or work area.
This table provides details of the personal checks formats and the minimum quantity per box for various check printers.
SupplierSingleDuplicateSide TearSide Tear DuplicateTop StubDesk Sets
Check Gallery125100300
Checks Unlimited125100125100300
Designer Checks125100125100300
Checks On Sale126102300
Identity Checks125100
Life Checks125100
Message Products125100
Styles Checks125100150300
Please use this table as a rough guide, some details may have changed since we last updated it.

Most people may choose to have single copy checks while others may prefer duplicates. A duplicate check includes a carbonless copy of your check with each check printed. These copies can be saved and used to transfer the amounts into your register. Most duplicate checks come with 125 checks per box. When you choose single copy checks you typically get about 150 checks per box.

Other options to choose from when looking at Personal Checks are top tear checks and side tear checks. If you are used to top tear checks many select this option. Some ladies wallets that include a check sleeve have side tear style openings, and some have top tear openings. The only difference here may be that you have less check to tear, or it is your own preference. The newer check format is the side tear check.

Some check printers offer the top stub check style format for personal checks. Not all check printers offer this style format but it can simplify the check register for you since you can see a tiny stub from each check that you can record in your own ledger sheet later if you do not use a typical check register on a daily basis to record your checks. When you want to you can flip through your top stubs from checks that you wrote that day or the last few days and record them. This can save you time while checking out at the check out line as well. These check stubs from the top stub checks look like a mini check register from each check.

No matter which of the many check formats offered by personal check printers you chose, there are many options to choose from before you even look at check styles with options like your college team to Mickey Mouse or kittens. Look at the check formats if you are bored with your checks before you change your check style it can make you excited about your personal checks again.